.faqs-outer {
    background: #ffffff;
    padding: 80px 24px 96px;
}

.faqs-container {
    max-width: 860px;
    margin: 0 auto;
}

.faqs-header {
    text-align: center;
    margin-bottom: 56px;
}

.faqs-header .section-label {
    color: #1aa37d;
    justify-content: center;
    margin-bottom: 18px;
}

.faqs-header h1 {
    font-size: clamp(2rem, 3.6vw, 2.8rem);
    font-weight: 800;
    color: #14202e;
    letter-spacing: -0.03em;
    line-height: 1.1;
    margin: 0 0 16px;
}

.faqs-header p {
    font-size: 1.05rem;
    color: #54616f;
    line-height: 1.7;
    max-width: 580px;
    margin: 0 auto;
}

.faq-accordion {
    display: flex;
    flex-direction: column;
    gap: 0;
    border: 1px solid #e4e6ea;
    border-radius: 16px;
    overflow: hidden;
    background: #ffffff;
    box-shadow: 0 1px 3px rgba(20,32,46,0.04), 0 8px 24px rgba(20,32,46,0.05);
}

.faq-item {
    background: #ffffff;
    border-bottom: 1px solid #ecedf0;
    transition: background 0.2s ease;
}

.faq-item:last-child {
    border-bottom: none;
}

.faq-item.active {
    background: #fbfbfc;
}

.faq-toggle {
    width: 100%;
    background: transparent;
    border: none;
    padding: 22px 26px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    text-align: left;
    transition: background 0.15s ease;
    position: relative;
}

.faq-toggle::before {
    content: "";
    position: absolute;
    left: 0;
    top: 0;
    bottom: 0;
    width: 3px;
    background: transparent;
    border-radius: 0 2px 2px 0;
    transition: background 0.25s ease;
}

.faq-item.active .faq-toggle::before {
    background: linear-gradient(180deg, #2ec396, #1aa37d);
}

.faq-toggle:hover {
    background: #f7f8fa;
}

.faq-question {
    font-size: 1rem;
    font-weight: 600;
    color: #14202e;
    line-height: 1.45;
    padding-right: 24px;
    transition: color 0.2s ease;
}

.faq-item.active .faq-question {
    color: #1aa37d;
}

.faq-icon {
    font-size: 22px;
    font-weight: 300;
    line-height: 1;
    color: #8b95a2;
    min-width: 30px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.3s cubic-bezier(0.22, 0.61, 0.36, 1), color 0.2s ease, background 0.2s ease;
    border-radius: 50%;
    background: #f4f5f7;
    flex-shrink: 0;
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
    color: #1aa37d;
    background: rgba(46,195,150,0.1);
}

.faq-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.38s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-content > * {
    padding: 0 26px 22px 26px;
}

.faq-answer {
    font-size: 0.97rem;
    color: #54616f;
    line-height: 1.75;
    margin: 0 0 10px;
}

.faq-answer:last-child {
    margin-bottom: 0;
}

.faq-answer strong {
    color: #14202e;
    font-weight: 700;
}

.faq-list {
    margin: 6px 0;
    padding: 0;
    list-style: none;
}

.faq-list li {
    position: relative;
    padding: 5px 0 5px 20px;
    color: #54616f;
    font-size: 0.97rem;
    line-height: 1.6;
}

.faq-list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 13px;
    width: 6px;
    height: 6px;
    background: #2ec396;
    border-radius: 50%;
}

.risk-disclosure-cta {
    padding: 0 24px 64px;
}

.risk-cta-container {
    max-width: 860px;
    margin: 0 auto;
    padding: 18px 24px;
    background: rgba(46,195,150,0.06);
    border: 1px solid rgba(46,195,150,0.22);
    border-radius: 12px;
    text-align: center;
}

.risk-cta-container p {
    font-size: 0.92rem;
    color: #54616f;
    margin: 0;
}

.risk-link {
    color: #1aa37d;
    font-weight: 600;
    text-decoration: none;
    border-bottom: 1px solid rgba(46,195,150,0.4);
    transition: color 0.2s ease, border-color 0.2s ease;
}

.risk-link:hover {
    color: #2ec396;
    border-bottom-color: #2ec396;
}

@media (max-width: 600px) {
    .faqs-outer {
        padding: 56px 16px 72px;
    }

    .faq-toggle {
        padding: 18px 20px;
    }

    .faq-content > * {
        padding-left: 20px;
        padding-right: 20px;
    }

    .risk-disclosure-cta {
        padding: 0 16px 56px;
    }
}